Business Loan up to 10 million for New or Existing business (having audited financial or management prepared financial as applicable of at least 1 year).

Purpose    
To finance Small business enterprises

Loan Limit    
Minimum NPR 2.50 Million up to NPR 10 Million per unit

Facility/Product Type    
Funded/Non-Funded facilities as per the requirement of the customer
In case of Funded facilities: Term Nature Loan only

Loan Tenure
Term Loan: Working Capital Financing above 1 to 10 years

Interest Rate    
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Fees and Charges    
As per Bank’s STC

Loan to Value (LTV)
Maximum up to 80% (*) of Fair Market Value (FMV) of Real Estate Collateral subject to type of collateral, age and nature of business

*Condition applied

NIC ASIA